A maioria é GRATUITO
No surprises, no fine print. Most of our services are completely free — we only charge when it generates real value for your business.
Free
Transfers
0.30%
Merchants
1%
Wallet withdrawal
No opening, maintenance or user transfer fees
Full table
| Service | Condition | Fee |
|---|---|---|
| Account Opening | Any level | Free |
| Account Maintenance | Monthly | Free |
| Main Account → Digital Wallet | Per transaction | Free |
| Digital Wallet → Main Account | Per transaction | 1% |
| Transfer between PayPay Users | Per transaction | Free |
| QR Payments at Establishments (buyer) | Per transaction | Free |
| Payment commission (merchant) | Per transaction | 0.30% |
| Phone Top-ups | Per top-up | Free |
| Electricity / Water / TV Payment | Per operation | Free |
Limits per account level
Requirement: Phone number + Name
Limit: 50,000 AOA
For: Foreigners and youth aged 14–17
Requirement: ID or Passport
Limit: 500,000 AOA/mo
For: Angolans with ID document
Requirement: ID + proof of address
Limit: 2,000,000 AOA/mo
For: Users with full identification
Requirement: Company documentation
Limit: 19,000,000 AOA/mo
For: Small and medium businesses