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BNA Licence No. 420

Commercial Department · April 2026

PayPay Pricing

Full transparency. See every fee that applies to PayPay services — no surprises, no hidden costs.

Free PayPay transfersFree bill paymentsNo account opening cost

Individual Clients

Everyday fees

Deposit money

At PayPay Agents

Amount

50 – 500.000 Kz

Fee

0 – 200 Kz

PayPay Transfers

Between PayPay wallets

Amount

0 – 5.000.000 Kz

Free

Bank Transfer

From wallet to commercial banks

0 – 100.000 KzFree
100.001 – 200.000 Kz0 – 1%
200.001 – 2.000.000 Kz1%

Bill Payments

Water, electricity, telecoms and more

Amount

50 – 300.000 Kz

Free

Cash withdrawal at an Agent

Fees per withdrawal amount bracket.

From (Kz)To (Kz)Cost (Kz)
1001 00030
1 0012 00050
2 0015 000100
5 00110 000150
10 00120 0001 000
20 00150 0001 500
50 001100 0002 000
100 001200 0002 500
200 001250 0005 000

Always free

Reversal of transactions due to client error
Opening and closing a Payment Account
Balance enquiry
PIN change

Corporate Clients

Business integration

Monthly cost after integration

0 – 500.000 Kz

Values defined based on volume and the agreed business model.

Partner Commissions

Negotiated rates

Service ResaleFree
Bulk Payments0 – 0,5%
Payment using PayPay0 – 2,5%
Payment by reference0 – 2%
Payment to KWiK bank account0 – 0,5%

Partner rates are negotiated by contract based on commercial negotiations and criteria defined by PayPay.

Terms and Conditions

Service fees are automatically deducted from the client's wallet, in accordance with the tariff schedule presented above.

The execution of any reversal depends on sufficient balance in the wallet and the authorisation of the recipient who received the funds. PayPay is not liable in situations of refusal or use of the amount by the recipient.